The University of Hartford offers merit and need-based student financial assistance to eligible students to help defray their educational expenses. Students who wish to be considered for need-based financial aid must submit the Free Application for Federal Student Aid (FAFSA). Amounts of the awards vary and depend upon the student’s demonstrated financial need amd fund availability. Need is determined by subtracting the Expected Family Contribution (determined by using Federal Methodology as administered by the U.S. Department of Education) from the estimated cost of attendance (determined by the Office of Student Financial Assistance). Financial aid may not exceed the cost of attendance.
Full-time students applying for financial aid are considered for all programs the University administers. The student financial assistance awarded is generally a combination of grant, loan, and part-time employment. In addition to its own funds, the University of Hartford participates in all Federal Title IV programs and Direct Lending. Residents of Connecticut and those states with reciprocal agreements with the State of Connecticut may also be eligible to receive state scholarships or grants.
The University of Hartford also offers scholarships that are not based on the student’s demonstrated financial need. These merit scholarships are usually based on other factors that may include academic performance; residence; or artistic, performing arts, or athletic talent. These scholarships are awarded during the admission process or through a specific school, college, or department of the University.
Students who have previously earned a baccalaureate degree or who are enrolled less than full time are ineligible for University-administered or -funded grants or scholarships.
Procedures for Applying for Student Financial Assistance
First-Year and Transfer Students
All prospective students who wish to be considered for need-based financial aid must submit the FAFSA. The University’s priority FAFSA filing date is February 1. If the FAFSA is filed after February 1, financial aid will be awarded based on the availability of funds.
The FAFSA may be completed over the Internet at www.fafsa.gov on or after January 1. Applicants should list the University of Hartford as a recipient of the results (code: 001422).
Students must be accepted for admission before being considered for student financial assistance. Students must submit the required deposit fees by the deadline date as stated in the Admission Office notification letter in order to reserve the financial aid awarded. Financial aid cannot be credited to a student’s account until the final high school transcript is received and the verification process is completed, if selected.
Students receiving need-based or federal financial assistance must reapply each academic year through the FAFSA. The University of Hartford makes every effort to maintain adequate financial aid for those students who demonstrate a need, meet the minimum satisfactory academic progress requirements, advance register for a minimum of 12 credits for the next term, and supply all required documents.
Students who submitted a FAFSA in the previous academic year will receive a renewal e-mail to complete the Renewal FAFSA over the Internet. All returning students must have their FAFSA received by the federal processor by May 1.
Students receiving only non-need-based scholarships or grants need not reapply. The Office of Student Financial Assistance will verify the student’s academic progress according to the requirements of the scholarship or grant program. Awards that are renewed are credited to the students’ accounts.
Prospective and enrolled students who wish to be considered for need-based federal financial aid and loans must submit the FAFSA at least eight weeks prior to the start of their program. Students must also submit the Bachelor of University Studies enrollment Form, available on the website or in the Office of Student Financial Assistance.
Academic eligibility is measured in what is called academic progress. This requires a specific grade point average and credit load based upon the requirements of the school/college and in accordance with federal regulations governing the Federal Title IV program. Some individual scholarship programs may require specific, above-average academic standards.
Students not maintaining satisfactory academic progress become ineligible to receive student financial assistance. Academic progress is assessed at the end of the spring term for the next academic year, beginning with Summerterm, for financial aid consideration. Students who may be in jeopardy of not making academic progress are notified at the end of the fall semester. It is the student’s responsibility to notify the Office Student Financial Assistance if they regain satisfactory academic progress.
Verification is the federal process that requires the comparison of data reported on the FAFSA with income tax transcripts and other requested documents. Students may be selected by the Central Processing System of FAFSA or by the Office of Student Financial Assistance. The Office of Student Financial Assistance will notify students of the required documents and steps necessary to complete the process. Verification must be completed before financial aid can be applied to the account.
Federal Title IV Programs
The University of Hartford administers all federal student financial assistance known as Title IV. Students who are citizens, permanent residents of the United States, or eligible noncitizens as determined by FAFSA are eligible for consideration. .
Federal Pell Grant
Eligible students must be enrolled in an undergraduate program leading to their first undergraduate degree or enrolled in specific certificate programs.
The FAFSA results, or SAR, received directly from the U.S. Department of Education’s Central Processing System, will indicate whether or not the student is eligible for the Federal Pell Grant. The amount of the grant is based on the Expected Family Contribution, the cost of attendance, the number of credit hours for which the student is enrolled, and the enrollment period.
Federal Supplemental Educational Opportunity Grant (FSEOG)
Recipients must be enrolled full time earning their first bachelor’s degree. The amount of the award varies based upon funding availability but has an average award of $1,600 annually. Federal regulations require that the FSEOG funds be distributed first to Federal Pell Grant recipients. However, eligibility for a Federal Pell Grant does not guarantee FSEOG eligibility.
Federal Perkins Loan
The Federal Perkins Loan is awarded through the University of Hartford and must be repaid to the University with interest. Eligible students may be awarded an average of $1,700 annually to a maximum cumulative amount of $20,000 for undergraduate studies. Repayment of principal and interest begins nine months after the student separates from the University and may be repaid over a period of 10 years. The current interest rate is 5%.
Federal Work-Study (FWS) Program
Students who are offered FWS part-time employment are encouraged to use these funds to offset their indirect educational expenses (e.g., transportation or personal expenses). Funds are not automatically credited to the student’s account but are paid directly to the student as a paycheck for hours worked.
The amount of the FWS award depends on the student’s financial need and the annual federal allocation to the University. In arranging a job and assigning a work schedule, the student’s class schedule will be taken into account. The hourly rate of pay will be at least the current federal minimum hourly wage. Job opportunities may be found at myinterfase.com/hartford/student/home.aspx.
Federal Stafford Loan
Direct Lending is a federal family loan program allowing the student and/or parent to borrow directly from the federal government. Loan types include the Stafford and PLUS.
The Federal Stafford Loan is a low-interest educational loan in the student’s name and must be repaid. Students participating in the subsidized or unsubsidized Federal Stafford Loan program will borrow directly from the federal government.
Dependent undergraduate students may borrow according to the following schedule: $5,500 for the freshman year (0–23 earned credits), $6,500 for the sophomore year (24–53 earned credits), and $7,500 per year thereafter (54 or more earned credits), to an aggregate loan limit of $31,000. The annual limit that an undergraduate student may borrow includes both subsidized and unsubsidized Federal Stafford Loans. Eligibility for annual loan limits is contingent upon the student’s cost of attendance and other financial aid awarded. Independent undergraduate students have increased borrowing eligibility and should refer to the section below on additional borrowing.
Federal regulations require that of the student’s loans be sent directly to the University in multiple disbursements (usually one disbursement for the fall term and one for the spring term). First-time borrowers at the University must complete an entrance counseling requirement and Master Promissory Notice (MPN). All borrowers must complete an exit counseling requirement upon separation from the University. The MPN and counseling requirements may be completed at www.studentloans.gov.
The interest rate for all Stafford loans is fixed at 6.8% for loans first disbursed on or after July 1, 2012. Repayment of principal and interest begins after the student separates from the University. The minimum annual payment on a Federal Stafford Loan is $600. The loan repayment period is between 10 and 25 years, depending on the amount owed and the type of repayment plan selected.
Federal regulations allow a fee of 1% to be deducted proportionately from each disbursement of the loan.
If the student is eligible for a need-based, subsidized Federal Stafford Loan, the principal is deferred and the interest is paid by the U.S. Department of Education while the student is enrolled at least half time.
If the student is not eligible for a need-based subsidized Federal Stafford Loan and the annual loan limit of the Federal Stafford Loan has not been reached, the student may be eligible for the unsubsidized loan.
Interest is the responsibility of the student from the date of disbursement. The student may opt to begin repayment of principal and interest, make interest-only payment, or defer both principal and interest payments while enrolled at least half time. If the student defers principal and interest payments, the interest will continue to accrue and will be added to the principal (or capitalized).
Additional Unsubsidized Federal Stafford Eligibility
Dependent students whose parents are ineligible for the Federal PLUS Loan may be eligible for the additional unsubsidized Federal Stafford Loan. Documentation of denial is required each academic year.
Independent students who wish to borrow additional funds may borrow through the unsubsidized Federal Stafford Loan program.
Independent students may borrow according to the following schedule: up to $4,000 per year for freshman and sophomore years (0–53 earned credits) and up to $5,000 per year thereafter (54 or more earned credits). The aggregate loan limit for these students is $57,500 (no more than $23,000 of this amount may be in subsidized loans).
The Federal PLUS is meant to provide parents of dependent students with additional funds for educational expenses. Under the Federal PLUS program, creditworthy parents may borrow up to the cost of attendance minus any financial aid awarded to each child who is a dependent undergraduate student and enrolled at least half time. Federal PLUS Loans are made through the federal government. Application information may be found at www.studentloans.gov.
The fixed interest rate is 7.9%. Interest begins to accrue from the date of disbursement. The parent may opt to begin repayment of principal and interest, make interest payments only, or defer both principal and interest payments while the student is enrolled at least half time. If the parent defers principal and interest payments, the interest will continue to accrue and will be added to the principal (or capitalized). The loan repayment period is between 10 and 25 years, depending on the amount owed and the type of repayment plan selected.
Federal regulations allow a fee of up to 4% to be to be deducted from the loan. The net amount is forwarded directly to the University in multiple disbursements (usually one disbursement for the fall term and one for the spring term).
State Government Programs
The Connecticut General Assembly appropriates funds, called the Connecticut Independent College Student Grant, on an annual basis to assist needy residents of the state who are attending Connecticut independent colleges and universities. Students from Connecticut who submit the FAFSA, have a demonstrated financial need, and are enrolled or plan to enroll at the University on a full-time basis are considered for this grant program. Grants are awarded by the University based on guidelines established by the Office of Financial and Academic Affairs for Higher Education. The amount of the grants may vary from year to year and are contingent upon state allocations.
The University also participates in the Connecticut Capitol Scholarship program, which is administered directly by the Office of Financial and Academic Affairs for Higher Education.
The following states have reciprocal grant or scholarship agreements with the State of Connecticut: Maine, Massachusetts, Pennsylvania, Rhode Island, and Vermont. Students from these states should contact their state agencies regarding their eligibility for these grants or scholarships, as deadline dates and application procedures may vary.
University of Hartford Programs
Prospective full-time freshmen who demonstrate outstanding scholastic achievement at the secondary school level are automatically considered for academic scholarships at the time of their admission to a four-year program at the University. Eligibility is contingent upon the timeliness of the student’s application for admission and the availability of funds.
The scholarships are renewable each academic year (up to an aggregate total of four years), provided students maintain full-time undergraduate enrollment status and a minimum 3.00 cumulative grade point average (GPA). If a student does not maintain the minimum 3.00 cumulative GPA, the scholarship will be forfeited for the remainder of the student’s enrollment at the University. The scholarship will not be reinstated should the student regain the required cumulative GPA at a later date. Need is not a factor in determining eligibility for these scholarships.
An academic scholarship may not be combined with any other non-need-based scholarship or grant but may be combined with other funds to meet the student’s demonstrated financial need.
These academic scholarships are awarded to citizens or permanent residents of the United States. For information about scholarships for international students, please refer to the International Admissions Office.
Students enrolled in The Hartt School are ineligible for academic scholarships.
Regents’ Scholarship. Incoming freshmen who rank in the top 10 percent of their high school class with combined SAT scores of 1270 or an ACT score of 28 or higher are eligible for a Regents’ Scholarship of up to $17,000 per academic year.
National Honors Scholarship. Through the generous gifts of University supporters, the National Honors Scholarship, a full-tuition award, was established to recognize the extraordinary academic performance of the finest applicants to the University. The National Honors Scholarship recipients are selected from those students who have been awarded a Regents’ Scholarship. The award is combined with the Regents’ Scholarship to equal full-time tuition. Recipients of this award are required to maintain a cumulative GPA of 3.25.
President’s Scholarship. Incoming freshmen who rank in the top half of their high school class with combined SAT scores of 1140 or an ACT score of 25 or higher are eligible for a President’s Scholarship of up to $15,000 per academic year.
Premedical Profession Scholarship. Incoming freshmen studying in the Premedical, Pre-Chiropractic, Pre-Dental, Pre-Optometry, Pre-Osteopathy, Pre-Podiatry, or Pre-Veterinary programs, and who rank in the top 25 percent of their high school class with combined SAT scores of 1140 or an ACT score of 25 or higher, are eligible for a Premedical Profession Scholarship of up to $15,000 per academic year.
The University offers talent scholarships to students participating in the performing arts, art or athletics. Students enrolled in these programs must meet a minimum cumulative (GPA) that varies by award in order to have their scholarships renewed in subsequent years. Usually, these scholarships are awarded up to an aggregate of four years. If a student does not maintain the minimum cumulative GPA required, the scholarship will be forfeited for the remainder of the student’s enrollment at the University. The scholarship will not be reinstated should the student regain the required cumulative GPA at a later date.
Hartt Performing Arts Scholarship. The Hartt School offers scholarships up to full tuition to entering full-time students based on their audition. Awards are renewable (up to an aggregate total of four years) based on an annual evaluation. Students admitted into a double-major, five-year program may have the Hartt Performing Arts Scholarship renewed for up to an aggregate total of five years. The student must be accepted into the program upon admission to the University. A full description of The Hartt School five-year programs may be found in The Hartt School section of this Bulletin. Students must maintain a minimum cumulative GPA of either 2.75 in all of their University of Hartford course work or a cumulative GPA of 3.00 in their major fields of study at The Hartt School. These scholarships may not be combined with any other non-need-based scholarships or grants.
Artistic Talent Award. The Hartford Art School offers talent awards to entering full-time students based on the quality of their portfolio review. Students are notified of these awards at the time of admission. Award amounts and academic requirements, including GPA and cumulative GPA vary. Please check with the Hartford Art School for further information. These awards are renewable each academic year (up to an aggregate total of four years) upon the recommendation of the dean of the Hartford Art School. These scholarships may not be combined with any other non-need-based scholarships or grants.
Athletics Scholarship. The Department of Athletics offers scholarships to outstanding studentathletes who participate in any of the following National Collegiate Athletic Association (NCAA) Division I athletics programs: men’s basketball, baseball, tennis, golf, soccer, or lacrosse; and women’s basketball, softball, volleyball, tennis, golf, soccer, cross-country, or track and field. For further information regarding athletics scholarships, contact the Athletics department. Students must maintain the minimum satisfactory academic progress requirements for the school or college in which they are enrolled in order to have their athletic scholarships renewed on an annual basis. These scholarships may not be combined with any other non-need-based scholarships or grants.
President-to-President Scholarship. Awards are made available to students who are citizens or permanent residents who have earned an associate’s degree from a Connecticut junior or community-technical college or from one of the following two-year colleges in Massachusetts: Berkshire, Holyoke, Greenfield, or Springfield Technical community colleges, or Dean College. The presidents of these colleges may nominate up to three students who have earned a minimum 3.30 cumulative grade point average (GPA), based on a minimum of 30 credit hours, and who plan to enroll as full-time students. Each participating college may establish additional criteria. The scholarship is renewable provided the student maintains full-time status and a minimum 3.00 cumulative GPA (up to an aggregate total of two years). These scholarships may not be combined with any other non-need-based funds.
Phi Theta Kappa Scholarship. Awards are made available to students who are citizens or permanent residents and who have earned an associate’s degree. The Phi Theta Kappa chapter advisor must submit a letter of nomination for any qualified student. Nominated students must have earned a minimum 3.5 GPA, based upon completion of their associate’s degree, and must plan to enroll as full-time students. The amount of the scholarship is $4,000 per term, fall and spring terms only. Students must enroll immediately following completion of the two-year college. Scholarships are renewable provided students maintain satisfactory academic progress, full-time enrollment, and a minimum 3.0 cumulative GPA. These scholarships may not be combined with any other non-need-based scholarships or grants.
Students enrolled in The Hartt School are ineligible for Transfer Scholarships.
The University of Hartford is committed to assisting residents of Hartford and West Hartford in obtaining a University education through three special programs:
Hartford Scholars Program. Hartford residents who live in Hartford during their junior and senior years of high school and who graduate from a Hartford public high school, or who participate in CREC and matriculate as fulltime students in a degree program at the University following their high school graduation, are eligible. Students must have completed their admission application on or before March 15 and be accepted on or before April 15 of their senior year of high school.
This non-need-based award is equal to one-half of the student’s annual tuition and student services fees. The discount is applicable as long as the student maintains full-time enrollment, residency in the city of Hartford, and meets the satisfactory academic progress requirements of his/her school or college (up to an aggregate total of five years). The Hartford Scholars program may not be combined with any other non-need-based scholarships or grants, excluding the Hartford Partners Scholarship.
Hartford Partners Scholarship. This scholarship program is made possible through a cooperative effort between the University of Hartford and the City of Hartford. Residents of the city who enroll as full-time students are eligible for consideration. Amounts of the scholarships vary based on the availability of funds.
West Hartford Partners Scholarship. This scholarship program is made possible through a cooperative effort between the University of Hartford and the Town of West Hartford. Residents of the town who enroll as full-time students, demonstrate financial need, and graduate from one of the West Hartford high schools are eligible for consideration. Amounts of the scholarships vary based on the student’s need and the availability of funds.
These grants are awarded to students who submit the FAFSA, demonstrate financial need, and maintain satisfactory academic progress as defined by the school or college in which they are enrolled. These funds may be combined with other financial aid programs in developing the student’s financial aid package. Amounts may vary each year based on the student’s demonstrated financial need and the availability of funds.
Students enrolled in The Hartt School are ineligible for University Grants.
Alumni Grants and Merit Scholarships
The University of Hartford recognizes that the cost of a private, independent education may not be affordable to some students and their families. In an effort to assist families in meeting their financial obligations, the University makes available Alumni Grants and Merit Scholarships. The amounts of the grants vary.
These awards are made to incoming full-time students and are based on a review of the student’s admission application, scholastic performance, and anticipated success at the University. These grants are renewable (up to an aggregate total of four years), provided the student maintains continuous full-time status and satisfactory academic progress as defined by the student’s school or college of the University. If a student does not maintain satisfactory academic progress, the award will be forfeited for the remainder of the student’s enrollment at the University. It will not be reinstated should the student regain satisfactory academic progress at a later date. The Alumni Grant and Merit Scholarship may not be combined with any other non-need-based scholarships or grants.
Students enrolled in The Hartt School are ineligible for Alumni Grants and Merit Scholarships.
Family Grant Program
A full-time undergraduate student attending the University of Hartford who has a brother, sister, parent, or spouse also attending the University of Hartford during the academic year as a full-time undergraduate student may qualify for a Family Grant. Under the grant program, one family member will pay full tuition, and each additional family member will pay half tuition.
The following conditions must be met by all family members in order to qualify for the Family Grant. Each family member
- must be enrolled as a full-time, matriculated, undergraduate student;
- must be assessed full-time undergraduate tuition charges;
- must be enrolled during the fall and/or spring terms;
- is ineligible for payment from a third party source (e.g., employer tuition remission);
- must be of the same household and, if siblings, be dependent upon the same parent(s); and
- must not have previously earned a baccalaureate degree.
The University reserves the right to choose the family member to whom the grant will apply. The University also reserves the right to request the student’s and/or parents’ IRS tax return transcript and/or W-2 forms.
This grant is renewable provided the recipient maintains full-time status and meets the satisfactory academic progress requirements as defined by the student’s school or college of the University, and the other family member maintains full-time undergraduate status at the University. The Family Grant may not be combined with any other non-need-based scholarships or grants.
Students enrolled less than full time, or in a special program at the University that does not charge the normal full-time undergraduate tuition, are ineligible for participation in this program.
There are several scholarships are administered through the Office of Student Financial Assistance or one of the schools or colleges of the University. Scholarships that are based on the student’s demonstrated financial need require submission of the FAFSA; no other applications or materials are required. Students are selected based on criteria established bythe donor. Scholarships are usually awarded to eligible full-time students who have completed at least 30 credit hours at the University (unless specified otherwise by the donor). Recipients will be notified by the Office of Student Financial Assistance.